Spread the cost. 0% interest.
0% finance available on treatments over £500. Apply at consultation — instant decision, no impact on your credit score.

How it works
- 1
Consultation
We discuss your treatment, give you a clear quote, and explore finance options.
- 2
Apply at the practice
Online application — soft credit check first, no impact on your score.
- 3
Instant decision
Approval typically takes under 5 minutes.
- 4
Treatment starts
Begin treatment immediately. Pay in fixed monthly instalments at 0% APR.
Finance plans available
No deposit required on most treatments.
Longer-term option for larger cases.
Maximum spread for larger treatments such as All-on-4.
What treatments are eligible?
Most treatments over £500 qualify for 0% finance, including:
Common questions
The initial application is a soft credit check that doesn't affect your score. A formal credit check is only run if you proceed with finance.
Instant — most applications are approved within 5 minutes during your consultation.
Yes, with no early-repayment penalty. Pay the balance off whenever you like.
Self-employed applicants are welcome. We'll need basic income documentation — Chrysalis Finance reviews each application on its merits.
For 0% finance plans, no deposit is typically required. Longer-term low-rate plans may require a 10% deposit.
Ready to spread the cost?
Book an appointment and we'll give you a clear quote and talk you through finance options.
Omni Dental Limited, trading as Epsom Smiles, is an Appointed Representative of Chrysalis Finance Limited. Chrysalis Finance Limited is authorised and regulated by the Financial Conduct Authority. Epsom Smiles is a credit broker, not a lender. Finance is subject to status and affordability. Terms and conditions apply.