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Epsom Smiles

Spread the cost. 0% interest.

0% finance available on treatments over £500. Apply at consultation — instant decision, no impact on your credit score.

A clinician in conversation with a patient

How it works

  1. 1
    Consultation

    We discuss your treatment, give you a clear quote, and explore finance options.

  2. 2
    Apply at the practice

    Online application — soft credit check first, no impact on your score.

  3. 3
    Instant decision

    Approval typically takes under 5 minutes.

  4. 4
    Treatment starts

    Begin treatment immediately. Pay in fixed monthly instalments at 0% APR.

Finance plans available

0% APR

No deposit required on most treatments.

9.9% APR

Longer-term option for larger cases.

9.9% APR

Maximum spread for larger treatments such as All-on-4.

What treatments are eligible?

Most treatments over £500 qualify for 0% finance, including:

Common questions

The initial application is a soft credit check that doesn't affect your score. A formal credit check is only run if you proceed with finance.

Ready to spread the cost?

Book an appointment and we'll give you a clear quote and talk you through finance options.

Omni Dental Limited, trading as Epsom Smiles, is an Appointed Representative of Chrysalis Finance Limited. Chrysalis Finance Limited is authorised and regulated by the Financial Conduct Authority. Epsom Smiles is a credit broker, not a lender. Finance is subject to status and affordability. Terms and conditions apply.

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